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How does a debt management plan work?

Here’s how a debt management plan generally works: The counselor develops a payment schedule with you and your creditors. Your creditors may agree to lower your interest rates or waive certain fees.

Can a debt management plan help you pay off debt faster?

A debt management plan from a nonprofit credit counseling company can help you pay off debt faster and for less. Learn about debt management plans and compare options.

Is a debt management plan right for You?

A debt management plan can provide substantial debt relief to many people without the need for a new loan, but it’s not necessarily the best option for everyone. The best method for reducing your debt load will depend on a number of factors, including your income, amount of debt, and credit score.

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